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Loan Rates
Please see below for a list of current rates. You may also contact MBT at 734-241-3431 or 800-321-0032 for more detailed information.
To view important loan disclosures click here.
See important consumer information at bottom of page.
| Adjustable Rate Mortgage - 3/1 ARM (Caps 2/6) |
| Type |
Rate |
APR |
Points |
| 3/1 ARM (Caps 2/6) |
6.125% |
6.079% |
0.000% |
| 3/1 ARM (Caps 2/6) |
5.625% |
6.141% |
2.000% |
|
| Adjustable Rate Mortgage - 5/1 ARM (Caps 2/5) |
| Type |
Rate |
APR |
Points |
| 5/1 ARM (Caps 2/5) |
6.125% |
6.115% |
0.000% |
| 5/1 ARM (Caps 2/5) |
5.625% |
6.108% |
2.000% |
|
| Fixed Rate Mortgage - 15 Year |
| Term |
Rate |
APR |
Points |
| 15 Year Fixed |
6.000% |
6.232% |
0.000% |
| 15 Year Fixed |
5.875% |
6.179% |
0.250% |
| 15 Year Fixed |
5.500% |
6.048% |
2.000% |
|
| Fixed Rate Mortgage - 30 Year |
| Term |
Rate |
APR |
Points |
| 30 Year Fixed |
6.000% |
6.150% |
0.000% |
| 30 Year Fixed |
5.875% |
6.057% |
0.250% |
| 30 Year Fixed |
5.500% |
5.834% |
2.000% |
|
| Fixed Rate Home Equity (owner occupied) |
| Type |
Loan to Value |
Term |
Rate |
APR |
| 5 year fixed |
80% LTV |
60/ 240 Month Note |
6.50% |
6.55% |
| 5 year fixed |
85% LTV |
60/ 240 Month Note |
7.00% |
7.05% |
| 7 year fixed |
80% LTV |
84/ 240 Month Note |
7.00% |
7.04% |
| 7 year fixed |
85% LTV |
84/ 240 Month Note |
7.25% |
7.29% |
| 10 year fixed |
80% LTV |
120/ 240 Month Note |
7.50% |
7.53% |
| 10 year fixed |
85% LTV |
120/ 240 Month Note |
7.75% |
7.78% |
|
| Home Equity Line of Credit (owner occupied) |
| Loan to Value |
Term |
Rate |
APR |
| 80% LTV |
10 yrs |
4.00% |
4.00% |
| 85% LTV |
10 yrs |
4.25% |
4.25% |
|
| Auto |
| Year |
Term |
Rate |
APR |
| 2007 & 2008 |
60 Months |
6.75% |
7.17% |
| 2007 & 2008 |
66 Months |
7.25% |
7.64% |
| 2007 & 2008 |
72 Months (Minimum 20K) |
7.99% |
8.17% |
| 2005 & 2006 |
60 Months |
7.25% |
7.67% |
| 2005 & 2006 |
66 Months |
7.50% |
7.89% |
| 2003 & 2004 |
54 Months |
7.75% |
8.21% |
| 2002 & Older |
48 Months |
9.25% |
9.77% |
|
| Recreation Vehicles |
| Amount Financed |
Term |
Rate |
APR |
| $50,000 & up |
60/ 180 Month Note |
7.50% |
7.55% |
| $25,000 to $49,999 |
60/ 180 Month Note |
7.75% |
7.86% |
| $10,000 to $24,999 |
60/ 180 Month Note |
8.25% |
8.52% |
| $5,000 to $9,999 |
60 Months |
10.50% |
11.36% |
|
| Boat |
| Amount Financed |
Term |
| $50,000 & Up |
60/180 Month Note |
| $30,000 to $49,999 |
60/180 Month Note |
| $20,000 to $29,999 |
60/180 Month Note |
| $10,000 to $19,999 |
60/120 Month Note |
| $5,000 to $9,999 |
84 Month Note |
|
| Manufactured Homes |
|
Please contact our Customer Service Center at 734-241-3431 or 800-321-0032 for terms and rates. |
| New Motorcycle, ATV, and Personal Watercraft |
| Year |
Term |
Rate |
APR |
| 2006 & 2007 |
48 Months |
12.00% |
12.54% |
|
| Semi Tractor |
| Year |
Term |
Rate |
APR |
| 2007 & 2008 |
60 Months |
7.75% |
7.84% |
| 2005 & 2006 |
54 Months |
8.75% |
8.84% |
| 2003 & 2004 |
48 Months |
10.00% |
10.11% |
| 2002 & older |
42 Months |
11.00% |
11.12% |
|
| Semi Trailer |
| Year |
Term |
Rate |
APR |
| 2007 & 2008 |
60 Months |
8.25% |
8.42% |
| 2003 - 2006 |
48 -54 Months |
9.75% |
9.94% |
| 2002 & older |
42 Months |
11.00% |
11.24% |
Every effort has been made to present current and accurate loan rates, conditions and qualifying information. However, rates and accompanying data shown on the website are provided for information only and do not constitute a guarantee of availability and are not a solicitation for purchase. It is the reader's responsibility to confirm and verify all rates and loan conditions with an appropriate MBT loan officer. |
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